{"id":8495,"date":"2025-12-10T15:01:11","date_gmt":"2025-12-10T14:01:11","guid":{"rendered":"https:\/\/www.teaminnovation.ro\/?page_id=8495"},"modified":"2025-12-10T15:01:11","modified_gmt":"2025-12-10T14:01:11","slug":"eveniment-premium-news-ro-imm-urile-oxigen-pentru-romania-editia-a-iv-a","status":"publish","type":"page","link":"https:\/\/www.teaminnovation.ro\/en\/eveniment-premium-news-ro-imm-urile-oxigen-pentru-romania-editia-a-iv-a\/","title":{"rendered":"Event News.ro &#8211; Small and medium enterprises, oxygen for Romania &#8211; 4th Edition"},"content":{"rendered":"<p><div class=\"horizontalsection text-light clearfix\" style=\"padding-top:px;padding-bottom:px;\">\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/event-tags-TIM-site-engl.png\" alt=\"\" width=\"1100\" height=\"239\" class=\"aligncenter size-full wp-image-8490\" srcset=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/event-tags-TIM-site-engl.png 1100w, https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/event-tags-TIM-site-engl-300x65.png 300w, https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/event-tags-TIM-site-engl-1024x222.png 1024w, https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/event-tags-TIM-site-engl-768x167.png 768w, https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/event-tags-TIM-site-engl-540x117.png 540w, https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/event-tags-TIM-site-engl-700x152.png 700w, https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/event-tags-TIM-site-engl-800x174.png 800w\" sizes=\"auto, (max-width: 1100px) 100vw, 1100px\" \/><\/p>\n<div class=\"horizontalinner\" style=\"background:;\"><\/div><\/div>\n<div class=\"horizontalsection text-dark clearfix\" style=\"padding-top:50px;padding-bottom:px;\">\n<div class=\"tabs\"><ul class=\"tab-nav clearfix\"><li><a href=\"tabid1\" class=\"active\">About event<\/a><\/li><li><a href=\"tabid2\" >When? Where? With who?<\/a><\/li><li><a href=\"tabid3\" >Program<\/a><\/li><li><a href=\"tabid4\" >Partners<\/a><\/li><li><a href=\"tabid5\" ><strong>Registration<\/strong><\/a><\/li><li><a href=\"tabid6\" >Photo<\/a><\/li><\/ul><div class=\"clear\"><\/div><div class=\"tab-container\"><div class=\"tab-content tabid1 active\">\n<p><b>Small and medium enterprises, oxygen for Romania &#8211; 4th Edition<\/b><\/p>\n<ul style = \"margin-left: 30px;\">\n<li>Romania is facing a severe economic crisis, and SMEs are among the most exposed.<\/li>\n<li>They are the first to be affected by fiscal and economic instability.<\/li>\n<li>They have difficulty adapting to new market conditions.<\/li>\n<li>Many do not have sufficient capital to withstand the crisis and for consolidation.<\/li>\n<li>The impact of fiscal measures on SMEs<\/li>\n<\/ul>\n<p><b>In 2025, SMEs are hit by a wave of increased taxes and duties:<\/b><\/p>\n<ul style = \"margin-left: 30px;\">\n<li>General VAT 21%, reduced VAT 11%.<\/li>\n<li>Dividend tax: 10% in 2024 \u2192 16% in 2026.<\/li>\n<li>Excise duties higher by 10%, additional contributions.<\/li>\n<li>Reduction of the ceiling taxation for micro-enterprises.<\/li>\n<li>Result: profitability decreases, uncertainty increases and investment in development is restricted.<\/li>\n<li>Multiple pressures: costs, demand, sustainability<\/li>\n<\/ul>\n<p><b>In addition to taxation, SMEs are faced with:<\/b><\/p>\n<ul style = \"margin-left: 30px;\">\n<li>High inflation and rising wage costs.<\/li>\n<li>Decreasing domestic demand and import competition.<\/li>\n<li>Financial blockages and delays in collecting invoices.<\/li>\n<li>New obligations related to sustainability and ESG reporting.<\/li>\n<li>SMEs must be supported to remain competitive and build a sustainable economic model in Romania.<\/li>\n<li>Event Mission: Oxygen for SMEs<\/li>\n<\/ul>\n<p><b>Why \u201cOxygen for SMEs\u201d SME\u201d?<\/b><\/p>\n<ul style = \"margin-left: 30px;\">\n<li>If in the past SMEs were the oxygen of the economy, now they need oxygen to breathe better in the crisis and develop.<\/li>\n<p>Objective: facilitating a concrete dialogue between entrepreneurs, institutions, financiers and consultants.<\/li>\n<li>Entrepreneurs in difficulty must be supported to restructure their business, finance and diversify it or even start a new one if they demonstrate a strong entrepreneurial spirit.<\/li>\n<\/ul>\n<p><b>SME TOPICS AND PROBLEMS:<\/b><\/p>\n<ul style = \"margin-left: 30px;\">\n<li>Increased taxation (VAT, dividends, excise duties)<\/li>\n<li>Access to European and government funds<\/li>\n<li>Lack of working capital<\/li>\n<li>Guarantee programs through FNGCIMM<\/li>\n<li>Financial blockage and payment delays<\/li>\n<li>Bank and investment fund financing<\/li>\n<li>Inflation and falling domestic demand<\/li>\n<li>Digitalization and process automation<\/li>\n<li>Difficulties in retaining employees<\/li>\n<li>Training and staff retention<\/li>\n<li>Unfair competition and pressure from imports<\/li>\n<li>Internationalization and market diversification<\/li>\n<li>Unadapted business structures<\/li>\n<li>Consulting for restructuring and reorganization<\/li>\n<li>Uncertainty and lack of predictability<\/li>\n<li>Resilient and agile business models<\/li>\n<li>New sustainability requirements (reports, ESG)<\/li>\n<li>Support for the transition to sustainability<\/li>\n<\/ul>\n<p><b>DISCUSSION TOPICS<\/b><\/p>\n<ul style = \"margin-left: 30px;\">\n<li>What are the problems of SMEs in the context of the economic crisis and how can they be overcome? Other challenges for SMEs.<\/li>\n<li>The impact of the tightening of the tax regime on SMEs and solutions. How can we improve measures to reduce the budget deficit without affecting the activity of SMEs?<\/li>\n<li>Sources of financing for SMEs: Bank financing and through investment funds. Guarantee programs. European funds. Grants for SMEs.<\/li>\n<li>SME access to innovation and digitalization. Supporting start-ups and innovative SMEs.<\/li>\n<li>Digital payments &#8211; a catalyst for the development of SMEs and the reduction of the informal economy.<\/li>\n<\/ul>\n<p style = \"margin-left: 30px; color: red;\"><b>LIVE on PROFIT NEWS TV, on www.news.ro and Facebook News.ro<\/b><\/p>\n<\/div>\n<div class=\"tab-content tabid2 \">\n<p><b>Date:<\/b> 25 OCTOBER 2025<\/p>\n<p><b>Where:<\/b> Event LIVE on PRIMA NEWS TV, on www.profit.ro and Facebook.com\/profit.ro<\/p>\n<p><b>Moderators:<\/b> Opening speech Cristian Dimitriu &#8211; Partener Plurivox<\/p>\n<p style=\" margin-left: 86px;\">Moise Guran &#8211; Economic Journalist<\/p>\n<\/div><div class=\"tab-content tabid3 \">\n<p><b>09:00 \u2013 09:30<\/b> &#8211; Participant registration &#038; Welcome coffee<\/p>\n<p><b>09:30 &#8211; 09:35<\/b> &#8211; Opening speech Cristian Dimitriu &#8211; Plurivox Partner<\/p>\n<p style = \"margin-left: 250px;\"> Moise Guran, Economic Journalist<\/p>\n<p><b> 09:35-11.30 <\/b> &#8211; PANEL I <\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Drago\u015f P\u00eeslaru<\/b> &#8211; Minister of Investments and European Projects<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Camelia Tain\u0103<\/b> &#8211; Director General, General Directorate of Entrepreneurship and Financing for SMEs, Ministry of Economy, Digitalization, Entrepreneurship and Tourism<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Gabriela Folcu\u0163<\/b> &#8211; Executive Director, Romanian Association of Banks (ARB)<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Marinela Mihalcea<\/b> &#8211; Director of Financing Products retail, UniCredit Bank Romania<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Felix Daniliuc<\/b> &#8211; Executive Director, SME Department, BRD Groupe Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Daniela Marin<\/b> &#8211; Principal Manager, European Bank for Reconstruction and Development<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Teodora Petre<\/b> &#8211; Executive Commercial Director, Investment and Development Bank<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Marius Ghenea<\/b> &#8211; Managing Partner, Catalyst Romania<\/p>\n<p><b> 09:35-11.30<\/b> &#8211; COFFEE BREAK<\/p>\n<p><b> 12:00\u201313:30<\/b> &#8211; PANEL II <\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Iulian M\u0103rgeloiu<\/b> &#8211; Secretary of State, Ministry of Economy, Digitalization, Entrepreneurship and Tourism<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Steric\u0103 Fudulea<\/b> &#8211; President, Economic and Social Council; First Vice President, SME Romania<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Gabriela Nistor<\/b> &#8211; CEO, Salt Bank<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Roxana Turquin<\/b> &#8211; Acceptance Development Director, Romania, Croatia, Slovenia, Bulgaria, Visa<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Iulian Lolea<\/b> &#8211; Macroeconomist, Concordia Employers&#8217; Confederation<\/p>\n<p style = \"margin-left: 80px; padding-top: 2px;\"> \u2022 <b>Irina Florea-Saghin<\/b> &#8211; SME Financing Program Coordinator, FIT European Digital Innovation Hubs Network<\/p>\n<\/div><div class=\"tab-content tabid4 \">\n<tbody>\n<tr>\n<td>\n<table width=\"100%\" cellspacing=\"0\" cellpadding=\"0\" border=\"0\">\n<tbody>\n<tr style=\"padding: 10px; margin: 0;\">\n<td width=\"10%\" align=\"center\" style=\"padding: 10px 10px; border: none;\">\n<tr style=\"margin: 0 0 10px 0;\">\n<td width=\"10%\" align=\"left\" style=\"padding: 4px 0; border: none;\"><span style=\"display:block; margin:0; padding: 0; color: #676767; font: bold 14px\/22px Arial,Helvetica,sans-serif;\">Partners:<\/span><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 10px; border: none;\"><a href=\"https:\/\/www.arb.ro\/\" title=\"arb\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/01\/logo-ARB-1.png\" alt=\"\" width=\"80\" height=\"89\" class=\"aligncenter size-full wp-image-7735\" \/><\/a><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 10px; border: none;\"><a href=\"https:\/\/www.auchan.ro\/\" title=\"CEC\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/01\/logo-Auchan.png\" alt=\"\" width=\"100\" height=\"24\" class=\"aligncenter size-full wp-image-7945\" \/><\/a><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 10px; border: none;\"><a href=\"https:\/\/www.bcr.ro\/ro\/persoane-fizice\" title=\"fngcimm\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/02\/logo-BCR.png\" alt=\"\" width=\"120\" height=\"61\" class=\"aligncenter size-full wp-image-8043\" \/><\/a><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 10px; border: none;\"><a href=\"https:\/\/www.brd.ro\/\" title=\"gta\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2024\/06\/logo-BRD.png\" alt=\"\" width=\"120\" height=\"45\" class=\"aligncenter size-full wp-image-7411\" \/><\/a><\/td>\n<tr style=\"padding: 20px; margin: 0;\">\n<td width=\"20%\" align=\"center\" style=\"padding: 10px 10px; border: none;\">\n<tr style=\"padding: 20px;\" margin: 0;\">\n<td width=\"20%;\" style = \"border: none;\">&nbsp;<\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 10px; border: none;\"><a href=\"https:\/\/www.cec.ro\/\" title=\"cec bank\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/logo-cec-bank-slogan.png\" alt=\"\" width=\"130\" height=\"43\" class=\"aligncenter size-full wp-image-8509\" \/><\/a><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 10px; border: none;\"><a href=\"https:\/\/salt.bank\/\" title=\"salt\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/06\/logo-Salt.png\" alt=\"\" width=\"90\" height=\"42\" class=\"aligncenter size-full wp-image-8314\" \/><\/a><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 10px; border: none;\"><a href=\"https:\/\/www.unicredit.ro\/ro\/persoane-fizice.html#home\/\" title=\"unicredit\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2024\/01\/logo-unicredit.png\" alt=\"\" width=\"120\" height=\"21\" class=\"aligncenter size-full wp-image-7146\" \/><\/a><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 10px; border: none;\"><a href=\"https:\/\/www.visa.ro\/\" title=\"visa\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/logo-Visa.png\" alt=\"\" width=\"130\" height=\"42\" class=\"aligncenter size-full wp-image-8515\" \/><\/a><\/td>\n<tr style=\"padding: 20px; margin: 0;\">\n<td width=\"20%\" align=\"center\" style=\"padding: 10px 10px; border: none;\">\n<tr style=\"padding: 20px; margin: 0;\">\n<td width=\"20%\" align=\"center\" style=\"padding: 10px 10px; border: none;\">\n<tr style=\"padding: 20px;\" margin: 0;\">\n<tr style=\"margin: 0 0 10px 0;\">\n<td width=\"20%\" align=\"left\" style=\"padding: 4px 0;  border: none;\"><span style=\"display:block; margin:0; padding: 0; color: #676767; font: bold 14px\/22px Arial,Helvetica,sans-serif;\">Media Partners:<\/span><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 20px;  border: none;\"><a href=\"https:\/\/www.avocat.ro\/\" title=\"avocat\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2025\/12\/logo-avocat.png\" alt=\"\" width=\"120\" height=\"25\" class=\"aligncenter size-full wp-image-8510\" \/><\/a><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 20px;  border: none;\"><a href=\"https:\/\/www.klarmedia.com\/\" title=\"klarmedia\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2022\/02\/logo-klar-media-1.png\" alt=\"\" width=\"100\" height=\"25\" class=\"aligncenter size-full wp-image-6089\" \/><\/a><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 20px;  border: none;\"><a href=\"https:\/\/www.news.ro\/\" title=\"news\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2023\/01\/news.ro_.png\" alt=\"\" width=\"50\" height=\"49\" class=\"aligncenter size-full wp-image-6619\" \/><\/a><\/td>\n<td width=\"20%\" align=\"center\" style=\"padding: 0 20px;  border: none;\"><a href=\"https:\/\/primanews.ro\/ title=\"primanews\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.teaminnovation.ro\/wp-content\/uploads\/2023\/06\/logo-prima-news.png\" alt=\"\" width=\"130\" height=\"59\" class=\"aligncenter size-full wp-image-6810\" \/><\/a><\/td>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/div>\n<div class=\"tab-content tabid5 \">\n<\/div><div class=\"tab-content tabid6 \">\n<\/div>\n<\/div><\/div>\n<div class=\"horizontalinner\" style=\"background:;\"><\/div><\/div>\n<div class=\"spacer spacer-small\"><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8495","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Event News.ro - Small and medium enterprises, oxygen for Romania - 4th Edition<\/title>\n<meta name=\"description\" content=\"[:ro]Eveniment Premium News.ro - IMM-urile, oxigen pentru Rom\u00e2nia - Edi\u0163ia a IV-a[:en]Event News.ro - Small and medium enterprises, oxygen for Romania - 4th Edition[:]\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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